Welcome to Local Guarantee. By visiting or using this website, you agree to the Terms and Conditions set out below. These terms define how you may interact with our content, the scope of your rights, and the responsibilities we all share to keep this a helpful, secure, and respectful space. If any part of this doesn’t sit right with you, we recommend you stop using the site immediately.
Local Guarantee is here to offer clear, human-friendly information around insurance, coverage options, and cost-saving tips. That includes guides, insights, and tools meant to help individuals and families make informed choices. But to keep things fair, you agree to use the site in a responsible and lawful manner.
That means:
You will not attempt to damage, disable, overburden, or impair the site or access it in any way that interferes with other users’ experience.
You agree not to use scraping tools, bots, or any form of automated method to gather data or content without explicit written permission from us.
You won’t copy, republish, sell, or modify our content unless you’ve got written consent. Reading and learning from our resources? Go ahead. Lifting paragraphs and slapping them on your blog? Not okay.
You also agree not to use this platform for misleading, malicious, or commercial purposes that go against the intention of the site.
If any of this is violated, Local Guarantee reserves the right to restrict or terminate access to the site or take legal action where necessary.
Everything on Local Guarantee—from the words and visuals to the design and layout—is either owned by us or licensed to us. That means it’s protected under copyright laws and other intellectual property rights. You may use the site for your own personal, non-commercial use, but that doesn’t give you the right to copy and distribute our work as your own.
We take pride in creating trustworthy and original content. If you’d like to reference or share something, great—just link back to us or drop us a message to request permission.
While we work hard to keep things accurate and up-to-date, we’re also human. Information on insurance, policies, and pricing can change rapidly, and we can't guarantee that every detail on this site is correct at all times. The material provided here is intended for informational purposes only and should not be considered financial, legal, or insurance advice.
We strongly encourage readers to consult licensed insurance professionals, financial advisors, or relevant agencies before making major decisions. Any action taken based on the content of Local Guarantee is at your own risk.
You may come across links on our site that lead to third-party websites—for example, government insurance portals, comparison tools, or helpful blogs. While we do our best to recommend useful resources, we have no control over the content or practices of those third-party sites. Clicking those links is entirely at your discretion.
We’re not responsible for any damage, confusion, or inconvenience that might result from interacting with external websites. Be sure to review their terms and privacy policies before sharing personal information.
We try to make this site a reliable, helpful, and easy-to-navigate place. But as with any digital space, there can be hiccups—technical issues, incorrect data, or the occasional typo.
To the maximum extent permitted by law, Local Guarantee and its team are not liable for:
– Any errors or omissions in content
– Interruptions in service or site availability
– Losses (financial, emotional, or otherwise) that result from relying on the information here
– Any bugs, viruses, or tech glitches that might show up while using the site
Using LocalGuarantee.com means accepting that the site is provided "as is" and "as available." If you're looking for guarantees or warranties—well, ironically, we can’t offer those here.
We love hearing from our readers. You might have the option to submit a comment, review, or even suggest a correction. By doing so, you give Local Guarantee the non-exclusive right to use, reproduce, and share your input as part of the broader discussion.
By submitting content, you confirm that:
– You are the original creator or have full rights to share it
– Your content is respectful, accurate, and not misleading
– You’re not violating any third-party rights or laws
We reserve the right to moderate or remove content that doesn’t align with our tone, goals, or community standards. Spammy, abusive, or off-topic contributions won’t stick around.
Your privacy is important to us, and it’s protected under our separate Privacy Policy. That document outlines how we collect, store, and use personal information. By using the site, you also agree to the terms of that policy.
If you're curious about how your data is handled (and you should be), we encourage you to read the full Privacy Policy for all the details.
We’re always working to improve Local Guarantee—both in content and in how we serve you. That means these Terms and Conditions may be updated from time to time. If we do make changes, we’ll post them here, and they’ll go into effect as soon as they’re live.
Continuing to use the website after changes have been made means you accept the updated terms. It’s a good idea to check this page now and then.
These Terms are governed by the laws of the jurisdiction in which Local Guarantee operates. Any disputes related to the site, its content, or these Terms will be subject to resolution in the courts of that jurisdiction.
If you’ve got questions, concerns, or feedback about these Terms and Conditions, you can reach us at:
Email: contact@localguarantee.com
We’re here to help you navigate the world of insurance with clarity, not confusion. Using LocalGuarantee.com means you agree to act with respect, honesty, and curiosity, which is exactly the kind of energy we’re bringing, too.
Thanks for being here.